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Search definitions        Search       All     A     B     C     D     E     F     G     H     I     J     K     L     M   N   O     P     Q     R     S     T     U     V     W     X     Y     Z         NASDAQ Acronym of National Association of Securities Dealers Automated Quotation System. A computerized system that provides price quotations for securities traded over the counter as well as for many New York Stock Exchange listed securities. It is market... Posted by  Privatebanking.com View details National Credit Union Administration Independent federal agency which supervises the credit union system and insures member accounts. National Credit Union Association was created in 1970 to Charter and supervise federal credit unions. The National Credit Union Administration (NCUA) is the... Posted by  Kaishen AG View details National Savings A variety of savings schemes, backed by the government, in which the public can participate. National Savings publishes a booklet entitled 'Investor's Guide' which describes in detail how it operates and the products it offers. The savings schemes currently... Posted by  Privatebanking.com View details Near money Highly liquid assets which are not Cash but can easily be converted into Cash, such as bank deposits and Treasury Bills. similar to Cash equivalents. Near money (synonym: quasi-money) is a term used in Economics to describe highly liquid assets that can... Posted by  Henley & Partners Group Holdings Ltd View details Nest Egg A special amount of money saved or invested for one specific Future purpose. The purposes for which nest eggs are usually intended include retirement, education, and even entertainment (vacations and cruises). The main idea is that the money in the nest... Posted by  Privatebanking.com View details Net Advantage To Leasing - NAL The total monetary savings that would result from a person or a business choosing to lease an asset, as opposed to purchase it outright. The benefit of leasing is determined by comparing the Net present value of purchasing the asset outright to the net... Posted by  Privatebanking.com View details Net Income Net income is equal to the income that a firm has after subtracting costs and expenses from the total revenue. Subtracting total costs, expenses, and taxes from total revenue results is the net income. Net income is profit after non recurrent items and... Posted by  Privatebanking.com View details Net Present Value - NPV The difference between the Present value of Cash inflows and the Present value of Cash outflows. NPV is used in capital budgeting to analyze the profitability of an investment or project. NPV analysis is sensitive to the reliability of Future Cash... Posted by  Privatebanking.com View details Net worth The owner's Equity in a given business represented by the excess of total assets over the total amounts owed to outside creditors (total liabilities) at a given time. Also, the net worth of an individual as determined by deducting the amount of all his... Posted by  Privatebanking.com View details Netting The settlement of obligations between two parties that processes the combined value of transactions. It is designed to lower the number of transactions required. For example, if Bank A owed Bank B $100,000, and Bank B owed Bank A $25,000, the value after... Posted by  Privatebanking.com View details Neural Network A series of algorithms that attempt to identify Underlying relationships in a set of data by using a process that mimics the way the human brain operates. Neural networks have the ability to adapt to changing input so that the network produces the best... Posted by  Privatebanking.com View details Niche banks Smaller banks that cater to particular communities or certain industries. These banks have been thriving in the fallout from mega-bank mergers. Banks that cater to and serve the needs of a certain demographic segment of the population. Niche banks typically... Posted by  Privatebanking.com View details No-load Fund A Mutual Fund that does not charge a fee for buying or selling its shares. A Mutual Fund in which shares are sold without a Commission or sales charge. The reason for this is that the shares are distributed directly by the investment company, instead... Posted by  Privatebanking.com View details Non-resident An individual who mainly lives in one region or jurisdiction but has interests in another region. In the region where he or she does not mainly live, he or she Will be classified by government authorities as a non-resident. The classification itself Will... Posted by  Institute for International Research View details Non-Resident Alien A non-U.S. citizen who doesn't pass the green card test or the substantial presence test. If a non-citizen currently has a green card or has had a green card in the past calendar year, he or she would pass the green card test and would be classified as... Posted by  Institute for International Research View details Nostro account A banking term to describe an account one bank holds with a bank in a foreign country, usually in the Currency of that foreign country. This allows for easy Cash management because Currency doesn't need to be converted. A bank counts a Nostro account... Posted by  Adam Smith Conferences View details Notary Public An officer of the public that can authenticate signatories on documents, and take depositions or oaths. A state or jurisdiction may authorize an applicant to certify specific documents usually for a term of years. Banks, insurance agencies, legal offices,... Posted by  Privatebanking.com View details Notes A note is a negotiable record of an unsecured loan with a maturity of more than one year - in other words, a Bond. There's little difference between bonds and notes, although generally, when an instrument is referred to as a note, it Will have a maturity... Posted by  Privatebanking.com View details NOW Negotiable Order of Withdrawal. An Interest-bearing checking account at a bank or savings and loan. NOW is a liquid account, providing FDIC insurance to $100,000 per person ($250,000 on retirement accounts), that permits unlimited check-writing and typically... Posted by  Privatebanking.com View details Null Hypothesis A type of hypothesis used in statistics that proposes that no statistical significance exists in a set of given observations. The null hypothesis attempts to show that no variation exists between variables, or that a single variable is no different than... Posted by  Privatebanking.com View details   Submit new definition

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