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Hands-Off Investor
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An investor who accepts a Passive Management role in a company, even while holding a large portion of the company's stock.
Hands off investors usually take a passive Position because they are satisfied with the company's current management or they do not...
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Hands-On Investor
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An investor who holds a large portion of a company's shares and takes an Active Management role.
Investor who takes an active role in the management of the company whose stock he or she has bought.
The majority shareholders are usually hands-on investors...
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Hard Landing
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A term used to describe an economy going into Recession as the government attempts to slow down Inflation.
The Fed Will try to avoid a hard landing by raising Interest rates only enough to slow the economy down without putting it into Recession (a soft...
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Hard Money Loan
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A loan of "last resort" or a Short-term Bridge loan.
Hard money loans are backed by the value of the property, not by the credit worthiness of the borrower. Since the property itself is used as the only protection against Default by the borrower, hard...
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Harmonic Average
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The mean of a set of positive variables.
It is calculated by dividing the number of observations by the reciprocal of each number in the series.
Also known as "harmonic mean". Alternately, the harmonic average could be thought of as the reciprocal...
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Hazard Insurance
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Insurance coverage that compensates for physical damage to a property from fire, wind, vandalism, or other hazards.
Insurance protecting a property owner against damages caused by fires or severe storms.
If the owner lives in an area that is prone...
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Heating Degree Day - HDD
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The number of degrees that a day's average temperature is below 65o Fahrenheit (18o Celsius), the temperature below which buildings need to be heated.
Heating degree day (HDD) and cooling degree day (CDD) are quantitative indices designed to reflect the...
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Heavy
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A term used to describe a futures market showing difficulty in advancing or a tendency to decline.
Heavy market Will usually show slight declines and very few rises in price. This type of market is generally unfavorable for speculators attempting to capitalize...
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Hedge
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A Hedge is typically accomplished by making approximately offsetting transactions that Will largely eliminate one or more types of Risk.
In finance, a Hedge is an investment that is taken out specifically to reduce or cancel out the Risk in another investment....
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Hedge Fund
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An investment fund that employs a multitude of skill-based investment strategies with a broad Range of Risk and return objectives.
A private pooled investment fund, usually only Open to a limited number of investors. Subject to less restrictions and regulations,...
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Heir
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A person who inherits some or all of the estate of a recently deceased person.
The legal successor is usually selected because they are related to the deceased by a direct bloodline or have been designated in a Will or by a legal authority. Originating...
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Herd Instinct
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A mentality characterized by a lack of individuality, causing people to think and act like the general population.
This term is used in the investing world to refer to the forces that cause unsubstantiated rallies or sell-offs. Herd behavior describes...
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High Close
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A tactic used by stock manipulators. They make small trades at High prices during the final minutes of trading to give the impression that the stock did very good.
Since the closing prices are widely quoted, stock manipulators hope to create a buzz on...
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High Flier
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A stock that has seen its share price - and subsequently its Valuation - rise to High Multiples on metrics such as current Earnings and current sales.
Usually, the rise Will happen quickly, with the stock well outpacing the gains in the overall market...
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High Price
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The highest (intraday) price of a stock over the past 52 weeks, adjusted for any stock splits.
The intraday High trading price is the highest price at which a stock traded during the course of the day.
More often than not this is higher than the closing...
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High Watermark
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The highest peak in value that an investment fund/account has reached. This term is often used in the context of fund manager compensation, which is performance based.
The High watermark ensures that the manager does not get paid large sums for poor performance....
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Hire purchase
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A transaction in which the purchaser of goods pays an initial Deposit and takes possession.
Subsequent installments are made over a specified time after which ownership passes to the purchaser. Hire purchase (frequently abbreviated to HP) is the legal...
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Hockey Stick Bidding
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An anti-competitive bidding practice of a market participant (or trader) offering an extremely High price for a small portion of a good.
The name derives from the price curve of this practice, which resembles a hockey stick. This is considered to be a...
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Holder of Record
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The name of the person who is the registered owner of a Security.
The name of an individual or entity that an issuer carries in its records as the registered Holder (not necessarily the beneficial owner) of the issuer's securities. Dividends and other...
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Home Bias
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The tendency for investors to invest in a large amount of domestic equities, despite the purported benefits of diversifying into foreign equities.
This bias is believed to have arisen as a result of the extra difficulties associated with investing in foreign...
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Home Equity Loan
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A type of Real Estate credit in which the homeowner borrows against the value of his or her residence.
A home Equity lien could be a 1st lien if the home is paid for, a 2nd lien if there is already a 1st mortgage, or, more uncommonly, could be a 3rd lien...
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Homemade Dividends
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A form of investment income that comes from the sale of a portion of shares held by a shareholder.
This differs from dividends that shareholders receive from a company according to the number of shares the shareholder has.
The existence of homemade...
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Honorarium
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Payment that is given to a professional for services which fees are not legally or traditionally required.
An honorarium is an ex gratia payment made to a person for their services in a volunteer capacity or for services for which fees are not traditionally...
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Hot Issue
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An issue that sells at a Premium over the public offering price on the first day of trading.
A "hot issue" is an IPO that is in Heavy demand. In such a case the indications of Interest from prospective purchasers received by the Broker-dealers Underwriting...
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House Call
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A brokerage house notification that the customer's Equity in a Margin account has fallen below the maintenance requirement level.
If the client fails to immediately deliver the required Margin by depositing more funds or securities into the account, his...
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Housing Unit
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A house, apartment, mobile home, trailer, group of rooms, or single room occupied or intended for occupancy as separate living quarters.
Separate living quarters are classified as a place where the occupants do not live and eat with any other person in...
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HTML (Hypertext Markup Language)
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The most popular coding language for documents and e-mail on the World Wide Web, HTML permits the web page author to specify approximately where text, graphics, and links should appear, and what they should do (if anything).
It provides a means to describe...
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Human Resources - HR
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The company department that is in charge of finding, screening, recruiting and training job applicants, as well as administering employee-benefit programs.
When a company is re organizing, the human resources plays a key role in helping companies deal...
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Hyperinflation
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A period in which the rate of Inflation is so High that money is practically worthless.
Inflation is a rise in general level of prices of goods and services over time. Although "Inflation" is sometimes used to refer to a rise in the prices of a specific...
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