Mullins Investment Services, LLC

Introduction The only way to accomplish anything in life is to have a plan. Everyone needs a financial plan, regardless of your current financial situation. The small steps you take today begin a journey that will ultimately determine if and when your desired destination will be reached. We help clients take the first step on their path of accomplishing life goals. We help you identify your life goals, manage your expectations, and define your risk tolerance. Our firm offers its services to clients for a fee based on work performed. We do not have any restrictions as to your income, net worth, or the amount of money you have to invest. Our only requirement is that you be open about your desires, fears and dreams. We provide recommendations that are based on client’s individual goals and objectives. We are client driven, not product driven. We believe that everyone needs to plan to save, invest and accomplish their financial goals. In the end it will allow them to accomplish their life goals. We understand your goals and objectives change over time. We work with clients on a regular basis to review implementation of their plan, provide updates for changes in their lives and review their current status toward accomplishing goals. Our fees for preparing and help with the implementation of your plan will be discussed with you in the initial meeting. We will provide an estimate of the time it will take to provide the services and any fees earned will be billed when the plan is presented. Our Firm Description Mullins Investment Services, LLC is a registered investment advisor with the Commonwealth of Virginia. The firm is a fee for service firm and does not create revenue from commissions from product sales. The firm acts as a fiduciary that is legally appointed to manage assets for your benefit, not the benefit of the firm. We embrace our responsibility and governance of the fiduciary duty to act in our client’s best interest. We provide independent objective advice to clients in the areas of financial planning and investment portfolio management. Our Services We provide services that are customized to each individual client. We create an individualized plan for each client that identifies goals and then we recommend a strategy for accomplishing each goal. We can help you in the following areas: Planning Cash Flow Analysis which includes a detail review of your income and expenses Education Planning which focuses on savings to assist with meeting educational goals Retirement Planning which focuses on savings to allow you to retire at your desired age Retirement Income Planning which focuses on supporting your lifestyle in retirement Estate Planning which ensures your estate is passed to your heirs as you desire Charitable/Gift Planning which helps you contribute to your charitable endeavors and organizations Review of Existing Financial Plans Investing Management of your Investment Portfolio based on your objectives and risk tolerance Review of Existing Investment Portfolios

Address: 1100 Sunset Lane, Suite 1310 A Culpeper, Virginia 22701, USA

Phone: +1 540 317 5372
FAX: +1 540 317 5382